Under workers’ compensation law, a person injured in the course and scope of his or her employment is entitled to certain benefits regardless of who or what caused the injury.
When injured workers reach a level of maximum improvement (MMI), their doctor may assign a rating based on the percentage of that person’s disability for a particular body part (permanent partial impairment (PPI)). In North Carolina, in certain circumstances, if the injured worker is unable to return to work after reaching MMI then he has a choice of continuing to receive weekly payment for his or her wage loss or accepting compensation for the permanency rating.
Which Option is Best?
It may be your best choice to opt for payment based on your PPI rating if you have a permanent impairment that prevents you from earning at the level you were at before the injury.
On the other hand, total loss of use of a part of your body means you can collect up to two-thirds of your average weekly wage times a certain number of weeks.
Your best option, however, is to consult with a North Carolina worker’s compensation attorney. Among other things, your PPI rating may not be accurate and you may be able to obtain a second opinion.
Have you received a PPI rating on your workers’ compensation claim? North Carolina legislators made significant changes to the workers’ compensation laws that took effect on July 1, 2011. To see if and how these changes affect you and your PPI rating and other issues, contact a workers’ compensation attorney today before you make any decisions that may not be in your best interest.